![]() The compensation we receive from advertisers does not influence the recommendations or advice our editorial team provides in our articles or otherwise impacts any of the editorial content on The Smart Investor. This allows us to maintain a full-time, editorial staff and work with finance experts you know and trust. This website may use other proprietary factors to impact card offer listings on the website such as consumer selection or the likelihood of the applicant’s credit approval. This website does not include all card companies or all card offers available in the marketplace. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). The product offers that appear on this site are from companies from which this website receives compensation. Finally see if new card membership comes with security features and service benefits or other helpful perks like the opportunity to do a balance transfer.This website is an independent, advertising-supported comparison service. ![]() "5x points," "2x points" or "Earn 2x" can sound good unless your typical spending doesn't fit the eligible purchases for that card issuer or their annual fee is too high. For example, if there is a bonus point on eligible purchases such as 5x points or 2x points, check what the reward is on everyday purchases. It's hard to know what your credit limit will be before you apply for travel credit cards, but you can check how the reward points work for the card issuer. Perks like lounge access, elite status, a loyalty program, a platinum card or a gold card may not be worth the annual fee. If you're looking at other travel credit cards, see if the card issuer charges a large annual fee or a foreign transaction fee. You can redeem Miles as a statement credit for travel purchases 1, or for cash in any amount, any time. Card membership includes more perks, like great service and security benefits with no annual fee and no foreign transaction fee. You'll earn 1.5X Miles on every purchase, so it’s easy to rack up rewards fast to reach travel goals. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.ĭiscover it ® Miles gives you so many perks. We will apply payments at our discretion, including in a manner most favorable or convenient for us. Balance transfer fee: x% Intro fee on balances transferred by and up to x% fee for future balance transfers will apply. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. ![]() Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Variable APRs will vary with the market based on the Prime Rate. Standard purchase APR: x% variable to x% variable, based on your creditworthiness. Intro Balance Transfer APR is x% for x months from date of first transfer, for transfers under this offer that post to your account by then the standard purchase APR applies. ![]() ![]() Intro purchase APR is x% for x months from date of account opening then the standard purchase APR applies. ![]()
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